DIVISION OF HOUSING & COMMUNITY DEVELOPMENT
The Division of Housing and Community Development provides a choice of housing and community development services for projects in various participating municipalities throughout Essex County. The Homebuyer Assistance Program (HAP) is funded through the HOME Investment Partnership Program of the United States Department of Housing and Urban Development (HUD) and provides deferred payment loans to extremely low, very low and low income households who need assistance (i.e. closing cost, down payment) to purchase a home, townhouse, condominium or a duplex. The Home Improvement Program is funded through the Community Development Block Grant Program and offers deferred loans to low- to moderate- income homeowners to make improvements on heating system, roofing, plumbing, electrical and code violation abatements.
Participants must meet program procedures and income guidelines.
Main Office Number: 973-655-0200
George F. Serio, Director